Processing Solutions
Discover The Gold Payment Solutions Difference!
We’re honest and respectful
We understand if you already have a great relationship and pricing in place! Our door is always open if you ever have questions or need assistance down the road.
We’re transparent and upfront
Our costs are clear and concise, without hidden fees that may take you by surprise.
We’re here for you
Our in-house support teams can handle all inquiries and requests. With ONE phone call, we can assist with account maintenance, processing inquiries, technical matters, point-of-sale training, and more!
We develop and support our own technologies in-house
With in-house development and support of our products, you can rest assured that your business will always be up and running at full speed!
With our tools, resources, and support, you will be well-positioned to select the solutions that will grow with your business for years to come!
MERCHANT ACCOUNTS
To build a successful business, you need the best tools and resources—including how you accept payments from your valued customers. Whether you’re new to accepting credit cards or are looking for more affordable, innovative payment options, Electronic Payments has the solutions in place to fit the needs of every business!
Contractors
Retail
Restaurant
Quick Service
Mobile Processing
Pay-at-the-Pump
eCommerce
Hospitality
Supermarkets/Multi-Lane
B2B
Associations
EXATOUCH POINT OF SALE
Every business is different. Now more than ever, it is essential to have a POS solution that keeps you up to speed on the latest payment technologies and efficiently manages your daily operations. Exatouch® is a complete point-of-sale system that includes all the necessary equipment, tools, and support in one convenient, cost-effective package. Oversee employee, customer, and vendor management while gaining greater insight into your overall business performance with real-time stock counts, purchasing trends, and more!
From Start to Finish—We Take a Personal Approach to Payments.
Consultation and Demo
Experience Exatouch firsthand with a live product tour and demo tailored to your business. We’ll discuss your needs and identify a system that will work for you!
Seamless Setup
With turnkey inventory and menu buildouts, our team will preload your inventory and menu into the system before shipping them to you.
Cost Effective
The upfront investment for a complete POS system doesn’t have to break your budget. Our comprehensive packages include the hardware, software, support, and upgrades at a competitive price point.
Personal Training
Get the most out of your Exatouch system from day one! You and your staff will benefit from complimentary training with one of our Exatouch product specialists.
Cloud Backup
The days of worrying about losing data are over! Daily Cloud backup makes your data accessible and securely stored at all times.
Easy Installation
We’ll assist with the setup and schedule a dedicated telephone call to install your new equipment and address any questions with you.
DESIGNED FOR YOUR BUSINESS
Perfect for restaurants, retail merchants, liquor stores, salons/spas, convenience stores and more, Exatouch is so much more than your standard POS. Find out how this full-featured business management solution saves time, money and enhances overall operations – no matter your business type!
TABLETURN
TableTurn®, a groundbreaking restaurant management platform, integrates with MICROS® & Exatouch®, bringing essential features to restaurants seeking affordable, in-demand solutions:
Oracle® and MICROS® are registered trademarks of Oracle and/or its affiliates. Other names may be trademarks of their respective owners. Use of these marks does not imply any affiliation with or endorsement by the trademark owners.
CONTACTLESS & EMV PAYMENTS WITH TIP ADJUST
MOBILE SOLUTIONS FOR CURBSIDE PICKUP, DELIVERY & PAY-AT-TABLE
SUPPORT FOR CASH DISCOUNTING
PRINT, EMAIL, OR TEXT RECEIPTS
SIMPLE SPLITTING OF CHECKS AND TENDER TYPES
FREE GIFT CARD PROCESSING
CAPTURE CUSTOMER RATINGS
SETUP, TRAINING & SUPPORT FROM OUR IN-HOUSE, U.S.-BASED TEAM
Advanced Design
Clover products boast the highest quality materials like durable brushed aluminum and Antimicrobial Corning® Gorilla® Glass, featuring a clutter-reducing and space-saving design. Clover ensures that your workspace remains organized and efficient without compromising functionality or aesthetics.
Future-Proof Solutions
All Clover products are ready to process EMV, NFC/Apple Pay™, and PIN Debit right out of the box!
Clover® App Market
The Clover App Market is constantly evolving. Customize Clover to your specific needs now, tomorrow, or years later with intuitive apps and receive automatic software updates!
The Cloud
All Clover products operate on a cloud-based platform, allowing you to manage your business from anywhere! Plus, Clover does not store sensitive cardholder data in the hardware, so in the event of a loss of power or unforeseen circumstances, your data is backed up and securely stored in the Cloud.
Security
Clover Stations have a built-in encrypted swiper, offering breach coverage and IP scanning. With this, every transaction is protected, ensuring your peace of mind.
MEET THE CLOVER FAMILY
CLOVER STATION
CLOVER MINI
CLOVER FLEX
CLOVER GO
ProCharge® Mobile
With ProCharge® Mobile, you can process payments, refund customers, and reconcile sales instantaneously on your mobile device!
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User-friendly mobile app
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Encrypted swiper
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Supports multi-tender transactions
ProCharge® Payment Gateway
ProCharge® Payment Gateway automatically integrates all payment solutions through one common platform, synching all transaction data.
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Easy-to-use virtual terminal
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Real-time reporting and activity details
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Recurring billing, e-invoicing, and secure storage and processing of data
ProCharge® Plugin
ProCharge® Plugin streamlines your entire accounting process, allowing you to manage batch processing, e-invoicing, recurring billing, and refunds directly through the accounting software. Simply log in to your existing QuickBooks® account, and your transaction and billing data will automatically integrate—in real time!
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Process transactions with QuickBooks® Accounting Software.
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Secure storage and processing of cardholder data
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Feature-rich application.
ProCharge® Desktop
With ProCharge® Desktop, in-office payment acceptance is quick, easy, and secure. Now, you can handle all transaction activity while streamlining checkout and saving on processing costs!
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Support for multiple workstations & users
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Quickly print receipts with an office printer
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Easy setup & installation—start taking payments within minutes
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Next day funding
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PCI DSS certified
About ProCharge®
ProCharge enables you to process transactions via credit card terminals, mobile devices, or an online virtual terminal—an in-house gateway supporting secure cardholder data storage and recurring billing. All transaction data is automatically synced between devices, effortlessly allowing access to data and the ability to process transactions anytime, anywhere.
All devices and applications integrated with ProCharge—including ProCharge Mobile, Payment Gateway, and Plugin – may be used as a stand-alone payment processing solution or a fully integrated platform! Benefit from:
Next Day Funding
Supports eGiftSolutions
PCI-DSS Certified
Visit procharge.com and learn more today!
Endless Design Options
Select from hundreds of pre-designed templates or submit your custom artwork.
No Hidden Fees
There are no annual, statement, artwork setup, program cancellation fees, or other hidden costs.
Free Welcome Kit*
Your kit includes envelopes, stickers, acrylic display, table tent, and inserts—a package valued at over $50.00!
Access to Online Reporting
Check card balances, transactions, and purchases online in real time.
EGIFTSOLUTIONS
Enhance your service offerings with eGiftSolutions®, the most comprehensive gift card program available. Gift cards are a great way to generate more revenue for your business. Whether you operate a franchise or a single location, our in-house gift card program makes offering gift cards fast and easy. Our various processing programs and wide selection of customizable card designs and merchandising ensure your brand gets into your customers’ hands as quickly as possible.
AMERICAN EXPRESS®
OPTBLUESM PROGRAM
OptBlueSM is a payment processing option that allows smaller businesses to accept American Express credit cards — without paying higher merchant fees. Those who sign up for this program can automatically “bundle” American Express with the other major card brands they already accept.
Low Transaction Rates
Receive low American Express® rates while streamlining your merchant account.
Streamlined Boarding
Begin accepting American Express Cards today and open your doors to a broader range of customers.
Next Day Funding
Faster funding times and next-day funding for qualified merchants.
Combined Daily Deposits
One batch deposit for ALL major card brands.
Integrated Statements
Faster funding times and next-day funding for qualified merchants. Simplify your records and receive one consolidated statement for ALL major card brands.
Single Point of Contact
Gold Payment Solutions is your sole point of contact for ALL card types.
Contact us today to learn more about the benefits of the OptBlueSM Program for American Express® Card Acceptance!
*Please note that processing volume and industry/business restrictions may apply.
Small Business Loans
Loan approval is based on business performance, not just credit score.
Business Cash Advances
Conveniently repaid through a percentage of your future credit card sales.
Lines of Credit
Withdraw funds as needed and incur costs only on those withdrawn funds.
Bridge Loans
Working capital that rewards you with a discounted fee for early payment.
Contact us today at 916-580-8048 to see how your business can obtain a short-term loan at an affordable cost.
*Final eligibility and loan amount will be based on a review of additional information submitted with the completed application. Additional Terms and Conditions apply.
EQUIPMENT
Gold Payment Solutions has a wide selection of state-of-the-art credit card processing equipment, terminals, and software catering to B2C and B2B needs. Our inventory includes various options, from economical refurbished terminals to technologically advanced equipment with high-speed processing systems and support for EMV/NFC-enabled payments.
In addition to our comprehensive offerings, we provide level 2 and 3 pricing for our B2B clients. It allows businesses to benefit from competitive rates and cost savings when processing commercial transactions. Our customizable solutions are designed to meet your specific requirements, whether you need equipment for retail point of sale, supermarket/multi-lane, restaurant, hospitality, or any other industry.
Accept EMV/NFC Payments
The DeJavoo, PAX, and Valor EMV/NFC-capable terminals provide optimal functionality in a compact design. With support for contactless and EMV transactions, your business will possess the necessary tools to handle any sale that walks through the door.
The offer advanced features, including:
EMV and NFC capability – Accept Apple Pay™!
Integrated contactless card readers
Built-in thermal printers
Internal PIN pads
High contrast displays
Fast connectivity
Exatouch
In today’s business environment, it is essential to have a secure, fast, redundant POS solution that supports the latest payment technologies such as EMV and NFC/Apple Pay™. Exatouch® delivers on all fronts, optimizing payment acceptance, increasing productivity, and managing operations.
For assistance in deciding which POS equipment and software are best for your business, contact us today at 916-580-8048.
EMV TECHNOLOGY
The switch to EMV is in full swing. As more consumers rely on their newly issued chip cards, adding new in-store technology to accept EMV-enabled cards, more effectively safeguarding sensitive card data and protecting your business from potential liability is crucial. Gold Payment Solutions supports EMV technology and actively ensures that our merchant partners can adapt to this new technology.
Learn
Learn about EMV and how it can affect your business. Contact your local agent or Gold Payment Solutions today for additional information.
Explore your Options
Speak with your Gold Payment Solutions representative about which EMV-capable solutions work best for your business. Electronic Payments offers a wide array of affordable, state-of-the-art equipment that processes the latest forms of payment, including EMV, NFC, and Apple Pay™.
Prepare
Discuss EMV with your team to ensure everyone understands how the liability shift affects your business. Get your teams excited about adopting the future payment methods and show them how to operate your new EMV-capable equipment.
Implement
As we install your new EMV-capable solutions, we will implement your staff training program and build customer awareness. Your new Gold Payment Solutions EMV-capable terminal will come with an EMV 3-step counter decal, which you can place at checkout to guarantee a seamless checkout experience!
Let us help you select EMV and NFC-enabled solutions that are best for your business:
Gold Payment Solutions offers the latest EMV technology solutions to protect your business from the financial impact caused by potential fraudulent transactions. Unlike traditional mag-stripe cards containing static data, EMV cards send coded data that changes with each transaction. Since only EMV-enabled devices can decode a chip card, fraud is considerably reduced at the point of sale.
PAY-AT-THE-PUMP & FLEET
With Gold Payment Solutions, you can process traditional bankcards such as Visa®, MasterCard®, Discover®, and American Express® as well as fleet cards. Fleet cards are utilized by shipping and trucking companies, the federal government, and large corporations to fuel their vehicles nationwide while still receiving special incentives and centralized reporting.
Fleet cards lockout purchases for anything other than fuel and repairs – so a worker is not permitted to purchase food or convenience items on the cards – and enhanced tracking exists to track the odometer reading, the amount of fuel purchased as well as additional information such as the cost per gallon of gas.
Process High Transaction Volumes
The average gas station will process more than 2,000 to 3,000 transactions in a single month, rivaling some of the largest single-store retail locations across the country. Partner with a company that guarantees the lowest transaction rates and can support high transaction volumes and your business’s growth in the fuel industry.
REPORTING TOOLS
Merchant Support Center
MerchantSupportCenter.com provides every merchant with the most robust and feature-rich online reporting available, with real-time access to your batch and deposit information, statements, chargeback reporting, transaction data, and a historical list of all transactions – all available 24/7!
Complete Archive of Information
Gold Payment Solutions forever archives merchant statements and transaction data, giving our accounts the most thorough online reporting available today. If a batch or transaction is missing, you can search and download virtually any information regarding past processing activity into Excel® format. Statements are archived in PDF format for the life of the account. They are readily available at the click of a button!
PCI COMPLIANCE
PCI Compliance is a standard of security established for any business that processes credit cards. Whether you have a computerized POS system, process over a phone and make manual imprints, process through a credit card terminal, or have an e-commerce website taking orders, PCI establishes a series of best practices and minimum security protocols that must be observed for your business type.
In addition to a private organization, The PCI Security Standards Council (formed from many of our industry’s leading companies, including Visa®, MasterCard®, American Express®, Discover®, and Japan Card®), the United States government has also become involved, passing bills into law such as FACTA (the Fair Accurate Credit Transaction Act), which has elements that control how merchants process credit cards.
Gold Payment Solutions, with EPI, has a dedicated website, pcicompliance.info, to assist all merchants in becoming fully compliant with the PCI DSS standard, regardless of business size or experience with PCI compliance.
Visit pcicompliance.info and learn more today!
Dual Pricing
This program eliminates fees by using unique software that will create a cash and a credit price that will assist the merchant to offset the entirety of their processing fees. This program saves businesses thousands of dollars each month. This program is highly successful as many merchants love not having to pay processing fees anymore.